
Flexible Dental Financing Options
Get the care you need now and pay over time.
At Rinse Dental, we believe cost should never stand in the way of great dental care. Whether you’re planning for a routine visit or a major procedure, our financing options make it easy to fit treatment into your budget– without stress, surprises, or hidden fees.
Cherry Financing
Smile now. Pay later
Cherry simplifies splitting dental costs into manageable monthly payments with no hidden fees or lengthy forms.
Why patients love Cherry:
Quick, soft credit check with instant approval
Choose from flexible payment plans (as short as 3 months or as long as 24)
No hard credit pull until you agree to terms
Transparent pricing and no compounding interest surprises
Cherry is perfect for patients who want to start treatment today and pay over time, all from their phone in seconds.
CareCredit
The healthcare credit card that fits your life
CareCredit lets you pay for dental treatments and procedures with flexible monthly payments that work for your budget.
Why patients love CareCredit:
Use it for any dental service, big or small
Pay over time with convenient monthly plans
Choose from interest-free and extended payment options
Accepted at more than 250,000 healthcare providers nationwide
Applying is quick, easy, and won’t impact your credit score until you accept a plan
Get Started Today
How to Get Started with Financing
Pick your plan.
We’ll walk you through your treatment estimate and help you choose between CareCredit or Cherry.
Apply in minutes.
Both options use a quick online application most patients are approved instantly.
Start your treatment.
Once approved, you can begin care right away and make manageable monthly payments that fit your budget.

Why You'll Love Rinse
Private Practice.
Local Roots.
No Sales Pitch.
If you’ve ever felt like your dentist was upselling you instead of caring for you, we built Rinse for you. We’re not part of a national chain– we’re a Sarasota-owned practice focused on honest, transparent care.
Here, your treatment plan is guided by need, not quotas. Every conversation is clear, every recommendation explained, and every decision made with your best interest in mind.
FAQs
Answers to the questions we hear most often.
Both CareCredit and Cherry perform a soft credit check first so exploring Sarasota dentist financing options won’t affect your score. To get started, simply apply with CareCredit or apply with Cherry.
Yes. Our Sarasota dentist financing can be used for everything from preventive cleanings and whitening to implants, Invisalign®, and restorative treatments. Schedule your first appointment here to get started!
Absolutely. You can apply financing to any remaining balance after insurance coverage, giving you complete flexibility. This is a great option for patients "looking for a dentist with payment plans near me" who also accepts their insurance. Learn more about our insurance coverage here.
Cherry and CareCredit both offer a range of plans. Our team can help you find the one that best fits your treatment and budget. To discuss your options, give us a call at (941) 404.2282.
Still have questions? Give us a call at (941) 404.2282 to speak to a Rinse team member.

Affordable care, made easy.
Whether it’s a small treatment or a full smile transformation, Rinse Dental makes paying for care simple, flexible, and transparent.
